Sitemap: Marin County, Mill Valley and Kentfield, California Real Estate Agent - Patti Cohn

All agents are NOT alike! Find out why I am a real estate expert. Call me: 415-925-3285.

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"Patti is a delight to work with!"
"Patti is a delight to work with! She is knowledgeable and realistic about the market, organized, reliable, responsive and goes the extra mile."
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Patti Cohn is one of The Top Selling Real Estate Experts™
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About Me: Marin County, Mill Valley and Kentfield California home buying, real estate listings, and homes for sale in Marin County, CA

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?
A	Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year.
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Patti Cohn, REALTORŽ, real estate agent and broker for Marin County, Mill Valley and Kentfield California home listings, property and land for sale - NUMBER1EXPERT(tm)

Patti Cohn
Frank Howard Allen Realtors
511 Sir Francis Drake Blvd.
Greenbrae, CA. 94904
415-925-3285
415-722-4842
Fax: 415-461-5215
patti@bestmarinagent.com
After 20 years and 500 escrows... there are no surprises.

Having served over 500 Marin County clients, I understand what it takes for you to win in this market and know that buying and selling a home can be one of the biggest events in your lifetime. It can be an emotional roller coaster with peak emotions arising during the process. We celebrate that while creating a stable, professional environment and we take pride in our clients feeling of security knowing they have been well-served and their interests always come first.
Ive put together a team of professionals who share my commitment to your absolute satisfaction which allows me to devote more time to you. Ultimately, youll be convinced that we listened to you, that you got the best price possible and had a smooth, seamless process. You can count on us for fast and efficient customer service, follow-through and responsiveness.
Integrating a corporate background in marketing and public relations with Fortune 500 companies, an M.B.A. degree and 20 years experience in the Marin real estate market, I will implement a proven Eight Tier Marketing system that consistently gets my clients more money for their properties in less time than the average agent.
Year after year, ranked in the top 1% of agents nationwide with the top broker in Marin, I offer a 100% service guarantee you deserve professional, honest and ethical service. Ill work with you at your pace I listen and do my homework and you are the boss! Im just a phone call or email away no obligation.

www.bestmarinagent.com is brought to you by Patti Cohn's Team
NUMBER1EXPERT™ for Marin County real estate CA, Mill Valley real estate and Kentfield real estate, California, waterfront properties

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