Sitemap: Home Selling in Marin County, Mill Valley and Kentfield, California

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For Sellers: Marin County, Mill Valley and Kentfield California home buying, real estate listings, and homes for sale in Marin County, CA

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Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Q	What is the role of the U.S. Housing Authority?
A	Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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Patti Cohn, REALTORŽ, real estate agent and broker for Marin County, Mill Valley and Kentfield California home listings, property and land for sale - NUMBER1EXPERT(tm)

Patti Cohn
Frank Howard Allen Realtors
511 Sir Francis Drake Blvd.
Greenbrae, CA. 94904
415-925-3285
415-722-4842
Fax: 415-461-5215
patti@bestmarinagent.com
After 20 years and 500 escrows... there are no surprises.

Having served over 500 Marin County clients, I understand what it takes for you to win in this market and know that buying and selling a home can be one of the biggest events in your lifetime. It can be an emotional roller coaster with peak emotions arising during the process. We celebrate that while creating a stable, professional environment and we take pride in our clients feeling of security knowing they have been well-served and their interests always come first.
Ive put together a team of professionals who share my commitment to your absolute satisfaction which allows me to devote more time to you. Ultimately, youll be convinced that we listened to you, that you got the best price possible and had a smooth, seamless process. You can count on us for fast and efficient customer service, follow-through and responsiveness.
Integrating a corporate background in marketing and public relations with Fortune 500 companies, an M.B.A. degree and 20 years experience in the Marin real estate market, I will implement a proven Eight Tier Marketing system that consistently gets my clients more money for their properties in less time than the average agent.
Year after year, ranked in the top 1% of agents nationwide with the top broker in Marin, I offer a 100% service guarantee you deserve professional, honest and ethical service. Ill work with you at your pace I listen and do my homework and you are the boss! Im just a phone call or email away no obligation.

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NUMBER1EXPERT™ for Marin County real estate CA, Mill Valley real estate and Kentfield real estate, California, waterfront properties

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